Published in goldfinch_fi·Dec 2, 2022Private Credit in the US Middle MarketA look at middle market private credit in the US in the context of current macroeconomic conditions, and potential applications of DeFi — By Justin Skoff, Senior Credit Manager at Warbler Labs Businesses in the US Middle Market — defined as companies with annual earnings before interest, taxes, depreciation, and amortization (“EBITDA”) of between $1 million and $100 million — represent an attractive market segment for private credit investment.Middle Market5 min readMiddle Market5 min read
Published in goldfinch_fi·Nov 15, 2022The Next Phase of TokenomicsWhy participant-centric tokenomics systems are the future, and how to design them — By Mike Sall, Warbler Labs CEO and Goldfinch Co-Founder This story was originally published in The Defiant as Let’s Revamp Tokenomics to Make DeFi More Useful and Valuable on Nov. 15th, 2022. In the midst of a harsh bear market, crypto investors are asking tough questions: “What actually drives value…Defi6 min readDefi6 min read
Published in goldfinch_fi·Oct 26, 2022Announcing Goldfinch MembershipJoin the waitlist to upgrade your participation for enhanced yields, and own the new global credit paradigm. — Goldfinch Membership empowers Investors to lead the future of on-chain credit. Join a Membership Vault as an active Goldfinch Investor to: - Receive yield enhancements via Member Rewards - Support Goldfinch’s growth and expansion - Access exclusive communication channels and other benefitsGoldfinch6 min readGoldfinch6 min read
Published in goldfinch_fi·Oct 26, 2022DeFi Credit Protocol Goldfinch announces Membership VaultsNovel system empowers investors to enhance their participation in Real World Asset (RWA)-backed lending — [October 26, 2022 — Oakland, CA] Goldfinch, a decentralized credit protocol focused on connecting the world’s capital to the world’s growth by creating a single global credit marketplace, today announced the launch of a novel Membership Vault system to continue driving participation on the Goldfinch protocol.Goldfinch5 min readGoldfinch5 min read
Published in goldfinch_fi·Oct 20, 2022Goldfinch’s growth and performanceA look at how the Goldfinch network has expanded from launch — Goldfinch is a decentralized, globally accessible credit protocol with a mission to connect the world’s capital to the world’s growth, with a focus on expanding access to capital and fostering financial inclusion by bringing credit activity on-chain. As one of the first DeFi protocols to bring real-world lending on-chain, Goldfinch…Defi5 min readDefi5 min read
Published in goldfinch_fi·Oct 17, 2022How does Goldfinch’s Senior Pool work?Exploring the automatically diversified fund for real-world lending, optimized for ease and protected by Backer capital — The Senior Pool is Goldfinch’s single diversified pool, optimized for ease. Senior Pool Liquidity Providers (LPs) supply USDC to the protocol’s Senior Pool, which automatically distributes capital across the network’s Borrower Pools according to the protocol’s leverage model. This mechanism ensures that the Senior Pool is diversified across many Borrowers.Defi6 min readDefi6 min read
Published in goldfinch_fi·Sep 26, 2022Analyzing Goldfinch Borrower performanceResources for assessing the performance Goldfinch’s Borrowers when exploring due diligence — There are a variety of resources to start analyzing the performance of Goldfinch’s Borrowers to date, including live data dashboards and portfolio profiles Pool-level data is easily accessible, including borrower stats, financials, and team profiles. Channels are available to provide Borrower performance metrics prior to Pool launches, as well as…Defi7 min readDefi7 min read
Published in goldfinch_fi·Sep 15, 2022Getting started: Resources for Goldfinch due diligence and underwritingWhat Borrowers on Goldfinch provide for due diligence documentation, and how to access materials for your underwriting — There are four key ways to conduct due diligence on Borrower Pool opportunities: Conducting research on the Borrower using both public resources and Goldfinch Borrower profiles Reviewing the in-depth dataroom provided by Borrowers, accessible through the Goldfinch dapp Joining the Borrower’s private two-way messaging channel and asking questions of the…Defi6 min readDefi6 min read
Published in goldfinch_fi·Sep 9, 2022Emerging market opportunitiesGoldfinch has issued $100M in loans to help scale businesses in emerging markets. Does analysis show that emerging market investment offers more risk than opportunity? — As macro factors drive investors to new sources of yield, bringing real-world lending on-chain provides value to borrowers and stable growth to lenders Expert analyst models show emerging market financing as a growing, viable, and attractive opportunity for investmentDefi7 min readDefi7 min read
Published in goldfinch_fi·Aug 25, 2022Accessing liquidity as a Goldfinch InvestorHow to withdraw capital as a Backer or Senior Pool LP on Goldfinch — It’s important for Goldfinch Investors to understand when and how to access liquidity after supplying USDC to the protocol. There are multiple options for withdrawing capital by exiting a position or claiming interest payments, depending on whether one participates in specific Borrower Pools as a Backer or invests via Goldfinch’s…Defi4 min readDefi4 min read
